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IBPS Clerk Priority Sector Lending — practice questions

Explore 36 free Priority Sector Lending questions in IBPS Clerk Banking Awareness. Open each question or exercise to read its content, reference answers and available explanation.

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Priority Sector Lending questions and exercises with answers

Showing questions 1–30 of 36.

The overall Priority Sector Lending target is what percent of ANBC?Read the answer and worked solution →Within PSL, the target for the agriculture sector is what percent of ANBC?Read the answer and worked solution →How many broad categories make up the priority sector?Read the answer and worked solution →Which of these is a listed priority sector category?Read the answer and worked solution →Priority sector targets are computed on the basis of ANBC or:Read the answer and worked solution →The overall priority sector target for a domestic commercial bank is:Read the answer and worked solution →The agriculture sub-target for a domestic commercial bank is:Read the answer and worked solution →Within agriculture, the sub-target for non-corporate farmers is:Read the answer and worked solution →The sub-target for small and marginal farmers is:Read the answer and worked solution →The sub-target for micro enterprises is:Read the answer and worked solution →The sub-target for advances to weaker sections at a commercial bank is:Read the answer and worked solution →The total priority sector target for a regional rural bank is:Read the answer and worked solution →The weaker sections sub-target for a regional rural bank is:Read the answer and worked solution →The priority sector target for an urban co-operative bank is:Read the answer and worked solution →A foreign bank with under 20 branches may count export credit up to:Read the answer and worked solution →Incremental lending in a low credit flow district carries a weight of:Read the answer and worked solution →Districts outside both incentive lists carry a weight of:Read the answer and worked solution →Housing loans made by a bank to its own employees are:Read the answer and worked solution →A bank that misses its priority sector target contributes to the:Read the answer and worked solution →Shortfall contributions are placed with NABARD, NHB, SIDBI and:Read the answer and worked solution →How many kinds of priority sector lending certificate exist?Read the answer and worked solution →A PSLC General counts towards the achievement of the:Read the answer and worked solution →Priority sector lending certificates are traded through:Read the answer and worked solution →When a PSLC is sold, what passes to the buyer?Read the answer and worked solution →Which borrower group counts as a weaker section?Read the answer and worked solution →An overdraft to a PMJDY account holder may be classed under:Read the answer and worked solution →In which state is the minority clause read to exclude the majority group?Read the answer and worked solution →The 2025 Priority Sector Lending Directions came into effect on:Read the answer and worked solution →Match each target to its numberRead the answer and worked solution →Sort each figure by the target it setsRead the answer and worked solution →

Worked practice questions

The overall Priority Sector Lending target is what percent of ANBC?

  1. 18%
  2. 40%
  3. 25%
  4. 60%
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Correct answer: B. 40%

1. The question asks: The overall Priority Sector Lending target is what percent of ANBC. 2. Correct answer: 40%. 3. Banks must lend 40% of Adjusted Net Bank Credit to priority sectors. _Source: BOI Quick Revision — General Banking & Financial Awareness (2020), PSL_

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Within PSL, the target for the agriculture sector is what percent of ANBC?

  1. 40%
  2. 8%
  3. 18%
  4. 10%
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Correct answer: C. 18%

1. The question asks: Within PSL, the target for the agriculture sector is what percent of ANBC. 2. Correct answer: 18%. 3. Agriculture carries an 18% of ANBC sub-target under PSL. _Source: BOI Quick Revision — General Banking & Financial Awareness (2020), PSL_

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How many broad categories make up the priority sector?

  1. Eight
  2. Seven
  3. Three
  4. Nine
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Correct answer: A. Eight

1. The list runs agriculture, MSME, export credit and education. 2. It continues with housing, social infrastructure and renewable energy. 3. A residual others category closes it, making eight. _Source: RBI Master Directions, Priority Sector Lending (Targets and Classification) Directions, 2025_

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