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Housing loans made by a bank to its own employees are:
APartly eligible
BNot eligible
CFully eligible
DHalf eligible
Answer & Solution
Correct answer: B. Not eligible
1. Housing loans are otherwise a priority sector category.
2. One class of borrower is carved out expressly.
3. Loans to the bank's own staff do not qualify.
_Source: RBI Master Directions, Priority Sector Lending (Targets and Classification) Directions, 2025_
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