An overdraft to a PMJDY account holder may be classed under:
ARural housing
BWeaker sections
CExport credit
DSocial welfare
Answer & Solution
Correct answer: B. Weaker sections
1. PMJDY overdrafts are subject to limits set by the ministry.
2. The Directions place them in an overlapping category.
3. They count as loans to weaker sections.
_Source: RBI Master Directions, Priority Sector Lending (Targets and Classification) Directions, 2025_
Keep practising Priority Sector Lending
Browse all Priority Sector Lending questions for IBPS Clerk, or explore more Banking Awareness topics.