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A customer using a deemed OVD must produce a full OVD within:
ASeven months
BEight months
CEleven months
DThree months
Answer & Solution
Correct answer: D. Three months
1. A deemed OVD serves only as proof of address.
2. It is a stopgap while the account opens.
3. The real OVD must follow within three months.
_Source: Reserve Bank of India (Commercial Banks - Know Your Customer) Directions, 2025_
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