Jan Dhan accounts and Aadhaar-enabled payment systems are steps towards

1. A cashless society settles transactions by transferring digital information rather than notes and coins. 2. India has invested in reforms for greater financial inclusion. 3. Jan Dhan, Aadhaar-enabled payments, e-wallets and the National Financial Switch all serve that **less-cash, inclusive** goal. 4. None of them concerns exchange rates or reserve ratios, which are separate policy levers. _Source: syllabus Introductory Macroeconomics, Ch 3 "Money and Banking", section 3.2 DEMAND FOR MONEY AND SUPPLY OF MONEY_