RBI Grade B Basel Norms & Capital — practice questions
49 free MCQs with worked solutions. Tap any question for the answer + explanation, or practice them all in the app.
Practice RBI Grade B Basel Norms & Capital in the app →The minimum CRAR for banks in India under Basel III is:CRAR stands for capital to risk weighted assets:A Tier 1 urban co-operative bank must hold a minimum CRAR of:Urban co-operative banks in Tier 2 to 4 must hold a CRAR of:Banks phasing in the higher CRAR had to reach 11 per cent by:Eligible total capital is made up of Tier I capital and:Tier II capital counted for CRAR may not exceed what share of Tier I?Reserves created to meet outside liabilities are treated how in Tier I?Revaluation reserves may be counted in Tier I at a discount of:Which item is deducted from Tier I capital?General provisions may be counted in Tier II up to what share of RWA?Floating provisions may be used for netting gross NPAs or Tier II but:Excess specific provision on an NPA is treated how for Tier II?Which reserve is eligible for inclusion in Tier II capital?Which instrument is eligible for Tier I capital?PNCPS and PDI together may not exceed what share of Tier I capital?Perpetual debt instruments alone may form what share of Tier I?Claims of PDI investors rank below those of depositors and:Upper Tier II preference shares must have a minimum maturity of:Redeemable preference shares are discounted over the last:A bond with less than one year to run is discounted by:A bond with four to five years to run is discounted by:For a fund to count in Tier I it must be created out of:A fund made by charging profit rather than appropriating it counts as:Provisions for diminution in fair value of restructured accounts are:The Basel capital adequacy framework rests on how many pillars?Pillar 1 of the Basel framework deals with:Pillar 2 of the Basel framework is the:Pillar 3 of the Basel framework is:The minimum total capital to risk weighted assets ratio is:The minimum Common Equity Tier 1 ratio is:The minimum Tier 1 capital ratio is:Additional Tier 1 capital may be admitted at most up to:Tier 2 capital may be admitted at most up to:The Capital Conservation Buffer is fixed at:The Capital Conservation Buffer must be held in the form of:Minimum CET1 plus the conservation buffer comes to:Minimum total capital plus the conservation buffer comes to:Regulatory capital under these Directions is made up of:A wholly owned subsidiary of a foreign bank must hold, for three years:A capital shortfall in an unconsolidated subsidiary is deducted from:Banks of high systemic importance are designated as:How often does the Reserve Bank disclose the list of D-SIBs?Which is a D-SIB indicator used by the Reserve Bank?The extra capital charge on a D-SIB must be held as:The Capital Conservation Buffer applies at the solo level and the:Revaluation reserves rejected from CET1 capital may be counted in:Excess CET1 capital may be used towards compliance with the:The specific risk capital charge on security receipts is: