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Minimum total capital plus the conservation buffer comes to:

A11.5 per cent
B10.5 per cent
C12.5 per cent
D13.5 per cent
Answer & Solution
Correct answer: A. 11.5 per cent
1. The total capital minimum is 9 per cent. 2. The buffer adds 2.5 per cent on top. 3. The two together make 11.5 per cent. _Source: Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025_
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