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IBPS PO Emerging Technologies — practice questions

Explore 30 free Emerging Technologies questions in IBPS PO Banking Awareness. Open each question or exercise to read its content, reference answers and available explanation.

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Emerging Technologies questions and exercises with answers

Showing questions 1–30 of 30.

Generating a one-time password counts as which kind of transaction?Read the answer and worked solution →Digital payment channels over the internet must use a secure:Read the answer and worked solution →Which must be strong in a digital payment system?Read the answer and worked solution →Banking applications must have effective logging to spot:Read the answer and worked solution →Which interfaces must be implemented correctly for secure storage?Read the answer and worked solution →Which standard body's verification standards must a bank refer to?Read the answer and worked solution →Threat catalogues for Bluetooth and LTE security come from:Read the answer and worked solution →Electronic payments and fund transfers need authentication that is:Read the answer and worked solution →At least one authentication method must be dynamic or:Read the answer and worked solution →Which is given as an example of a dynamic authentication method?Read the answer and worked solution →If a customer closes the application mid-transaction, the session is:Read the answer and worked solution →After a transaction the customer must be notified by SMS or:Read the answer and worked solution →Which parameter is monitored to spot suspicious activity?Read the answer and worked solution →Which biometric measure is used as a monitoring parameter?Read the answer and worked solution →A bank app must let a customer mark a transaction as:Read the answer and worked solution →Which control blocks automated attacks on internet banking sites?Read the answer and worked solution →Linking a mobile app to a specific handset is called device:Read the answer and worked solution →When a new device is registered, the user must be told through:Read the answer and worked solution →A bank allowing several devices must let the user do what?Read the answer and worked solution →Web content must not load if errors appear during which negotiation?Read the answer and worked solution →Which standard secures PIN verification and key injection?Read the answer and worked solution →Sensitive customer data stored on a phone is protected by device:Read the answer and worked solution →Match each control to what it guardsRead the answer and worked solution →True or false about digital payment rulesRead the answer and worked solution →Sort each item by what it belongs toRead the answer and worked solution →Financial or non-financial transaction?Read the answer and worked solution →Fill the gaps in the security rulesRead the answer and worked solution →Spot the one that does not fitRead the answer and worked solution →Order a secure mobile paymentRead the answer and worked solution →Pick the right answer, quicklyRead the answer and worked solution →

Worked practice questions

Generating a one-time password counts as which kind of transaction?

  1. Non-financial
  2. Non-fiduciary
  3. Non-functional
  4. Non-formatted
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Correct answer: A. Non-financial

1. No money moves when a password is generated. 2. Balance enquiry and mini-statement are grouped with it. 3. These are non-financial transactions. _Source: Reserve Bank of India (Commercial Banks - Digital Payment Security Controls) Directions, 2026_

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Digital payment channels over the internet must use a secure:

  1. Perimeter
  2. Protocol
  3. Processor
  4. Peripheral
Show answer and solution

Correct answer: B. Protocol

1. The channel carries payment data across the open internet. 2. Encryption must be applied to it. 3. The communication protocol must meet a secure standard. _Source: Reserve Bank of India (Commercial Banks - Digital Payment Security Controls) Directions, 2026_

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Which must be strong in a digital payment system?

  1. Key length
  2. Key labels
  3. Key layouts
  4. Key ledgers
Show answer and solution

Correct answer: A. Key length

1. Algorithms, cipher suites and certificates are all named. 2. They protect transmission and authentication. 3. The key length must be strong as well. _Source: Reserve Bank of India (Commercial Banks - Digital Payment Security Controls) Directions, 2026_

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