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Sensitive customer data stored on a phone is protected by device:

AEnumeration
BEnhancement
CEnforcement
DEncryption
Answer & Solution
Correct answer: D. Encryption
1. The risk is the handset being lost or compromised. 2. Application level protection works the same way. 3. Device or application encryption is used. _Source: Reserve Bank of India (Commercial Banks - Digital Payment Security Controls) Directions, 2026_
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