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Electronic funds transfer can be done two ways: NEFT and:

APoSs
BRTGS
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Answer & Solution
Correct answer: B. RTGS
1. NEFT is National Electronic Fund Transfer. 2. The other is Real Time Gross Settlement. 3. So the pair is NEFT and RTGS. _Source: NCERT Class 11 Business Studies, Chapter 4, Business Services._
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