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Section 45-IA bars a company from non-banking finance business without a:

AConfirmation
BConsultation
CConstitution
DCertificate
Answer & Solution
Correct answer: D. Certificate
1. The bar overrides any other law in force. 2. The certificate is issued under that Chapter. 3. It is a certificate of registration. _Source: The Reserve Bank of India Act, 1934 (India Code)_
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