Can a bank insist a senior citizen appear in person for a cheque book?

Question

Accepted Answer

B. No, it cannot

1. The rule names senior citizens expressly.
2. It covers differently abled persons too.
3. Physical presence must not be insisted upon.
_Source: Reserve Bank of India (Commercial Banks - Responsible Business Conduct) Directions, 2025_

Answer

Yes, above limits

Answer

Yes, it always can

Answer

Yes, once a year

Can a bank insist a senior citizen appear in person for a cheque book?

Keep practising Negotiable Instruments Act