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Can a bank insist a senior citizen appear in person for a cheque book?
AYes, above limits
BNo, it cannot
CYes, it always can
DYes, once a year
Answer & Solution
Correct answer: B. No, it cannot
1. The rule names senior citizens expressly.
2. It covers differently abled persons too.
3. Physical presence must not be insisted upon.
_Source: Reserve Bank of India (Commercial Banks - Responsible Business Conduct) Directions, 2025_
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