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V-CIP identifies a customer through a live interaction and:
AFrequency matching
BFacial recognition
CFingerprint reading
DForensic screening
Answer & Solution
Correct answer: B. Facial recognition
1. The process is audio-visual and consent based.
2. It keeps an audit trail throughout.
3. It uses facial recognition to identify the customer.
_Source: Reserve Bank of India (Commercial Banks - Know Your Customer) Directions, 2025_
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