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V-CIP identifies a customer through a live interaction and:

AFrequency matching
BFacial recognition
CFingerprint reading
DForensic screening
Answer & Solution
Correct answer: B. Facial recognition
1. The process is audio-visual and consent based. 2. It keeps an audit trail throughout. 3. It uses facial recognition to identify the customer. _Source: Reserve Bank of India (Commercial Banks - Know Your Customer) Directions, 2025_
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