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Identify the BEST way to use spreadsheet automation under Ind AS 109 derivative classification when ERP is not configured to do so.

AExtract contract data into Excel; codify Ind AS 109 'own-use' / net-settlement-in-practice tests via logical functions (IF/AND/OR/VLOOKUP); apply consistently across the contract portfolio with a flag for derivative vs executory
BTreat all net-settled contracts as derivatives without further analysis
CHand-classify every contract; do not use spreadsheets
DUse Excel only for printing pretty reports; classification stays manual
Answer & Solution
Correct answer: A. Extract contract data into Excel; codify Ind AS 109 'own-use' / net-settlement-in-practice tests via logical functions (IF/AND/OR/VLOOKUP); apply consistently across the contract portfolio with a flag for derivative vs executory
Codifying Ind AS 109's substance tests (net-settlement intent, history of net settlement, own-use exception) in Excel formulae allows consistent classification at scale. Manual-only (A, C) loses consistency; defaulting all net-settled to derivative (D) ignores the own-use exemption.
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