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IBPS RRB Office Assistant Basel Norms & Capital — practice questions

Explore 70 free Basel Norms & Capital questions in IBPS RRB Office Assistant Banking Awareness. Open each question or exercise to read its content, reference answers and available explanation.

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Basel Norms & Capital questions and exercises with answers

Showing questions 1–30 of 70.

The minimum CRAR for banks in India under Basel III is:Read the answer and worked solution →Match each function of moneyRead the answer and worked solution →Sort each item on a bank balance sheetRead the answer and worked solution →Order the rounds of credit creationRead the answer and worked solution →True or false: money and banksRead the answer and worked solution →Key in the banking numberRead the answer and worked solution →CRAR stands for capital to risk weighted assets:Read the answer and worked solution →A Tier 1 urban co-operative bank must hold a minimum CRAR of:Read the answer and worked solution →Urban co-operative banks in Tier 2 to 4 must hold a CRAR of:Read the answer and worked solution →Banks phasing in the higher CRAR had to reach 11 per cent by:Read the answer and worked solution →Eligible total capital is made up of Tier I capital and:Read the answer and worked solution →Tier II capital counted for CRAR may not exceed what share of Tier I?Read the answer and worked solution →Reserves created to meet outside liabilities are treated how in Tier I?Read the answer and worked solution →Revaluation reserves may be counted in Tier I at a discount of:Read the answer and worked solution →Which item is deducted from Tier I capital?Read the answer and worked solution →General provisions may be counted in Tier II up to what share of RWA?Read the answer and worked solution →Floating provisions may be used for netting gross NPAs or Tier II but:Read the answer and worked solution →Excess specific provision on an NPA is treated how for Tier II?Read the answer and worked solution →Which reserve is eligible for inclusion in Tier II capital?Read the answer and worked solution →Which instrument is eligible for Tier I capital?Read the answer and worked solution →PNCPS and PDI together may not exceed what share of Tier I capital?Read the answer and worked solution →Perpetual debt instruments alone may form what share of Tier I?Read the answer and worked solution →Claims of PDI investors rank below those of depositors and:Read the answer and worked solution →Upper Tier II preference shares must have a minimum maturity of:Read the answer and worked solution →Redeemable preference shares are discounted over the last:Read the answer and worked solution →A bond with less than one year to run is discounted by:Read the answer and worked solution →A bond with four to five years to run is discounted by:Read the answer and worked solution →For a fund to count in Tier I it must be created out of:Read the answer and worked solution →A fund made by charging profit rather than appropriating it counts as:Read the answer and worked solution →Provisions for diminution in fair value of restructured accounts are:Read the answer and worked solution →

Worked practice questions

The minimum CRAR for banks in India under Basel III is:

  1. 8%
  2. 6%
  3. 9%
  4. 12%
Show answer and solution

Correct answer: C. 9%

1. The question asks: The minimum CRAR for banks in India under Basel III is. 2. Correct answer: 9%. 3. RBI requires a minimum Capital to Risk-weighted Assets Ratio of 9%. _Source: BOI Quick Revision — General Banking & Financial Awareness (2020), Basel III_

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Match each function of money

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Matching pairs
  1. Left
    Medium of exchange
    Right
    Accepted in payment, so barter is not needed
  2. Left
    Unit of account
    Right
    Every price can be quoted in the same units
  3. Left
    Store of value
    Right
    Wealth can be held in it for future use
Instructions
Tap a function on the left, then tap what it means.
_Source: syllabus Macroeconomics XII Ch3 Money and Banking, 3.1 FUNCTIONS OF MONEY_

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Sort each item on a bank balance sheet

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Items
  1. Item
    Loans given out
    Answer
    left
  2. Item
    Reserves at RBI
    Answer
    left
  3. Item
    Cash in hand
    Answer
    left
  4. Item
    Treasury bills
    Answer
    left
  5. Item
    Customer deposits
    Answer
    right
Categories
Left
Asset
Right
Liability
Instructions
Swipe left if it is an asset of the bank, right if it is a liability.
_Source: syllabus Macroeconomics XII Ch3 Money and Banking, 3.3 MONEY CREATION BY BANKING SYSTEM_

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