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March cash payments are $18,600 for cash purchases, $26,040 for March purchases on account, $9,450 for February purchases on account and $2,380 for January purchases on account. What is the March total?

A$39,540
B$56,470
C$66,570
D$54,090
Answer & Solution
Correct answer: B. $56,470
1. Each month the company pays for its cash purchases plus payables from the current and previous two months. 2. The four March amounts are $18,600, $26,040, $9,450 and $2,380. 3. Their total is $56,470 of cash paid in March. 4. The $2,380 is 10% of the January payables, the last instalment on that month of buying. 5. $39,540 is the February total, before the oldest instalment started arriving. 6. $54,090 drops the $2,380 tail, which is the trap in a three month settlement pattern. _Source: Jonick, Principles of Managerial Accounting (UNG Press, CC BY-SA 4.0), section 7.10 Cash Budget_
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