Principle: A person cannot benefit from his own wrong. Facts: H insures the life of his wealthy uncle and then murders him to collect the insurance. He claims the insurance amount. The insurer's BEST defence is
AH cannot benefit from his own wrong — the murder
BH must wait one year before claiming
CInsurance is not payable on murder cases
DThe policy is not valid because of small print
Answer & Solution
Correct answer: A. H cannot benefit from his own wrong — the murder
The maxim 'commodum ex injuria sua nemo habere debet' — no person can profit from his own wrong — bars H's claim. Cleaver v Mutual Reserve Fund (1892) is the classical illustration.
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