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A bond is CONVERTIBLE into a fixed number of equity instruments of the issuer. Under Ind AS 109, the holder's contractual cash flows:

AFAIL the SPPI test — the conversion feature ties the return to the issuer's equity value, inconsistent with a basic lending arrangement
BBifurcate — SPPI applies to the principal/interest legs and the conversion is a separate embedded derivative
CPASS the SPPI test — interest and principal are clearly specified
DDon't need a SPPI test — convertibles are accounted under Ind AS 32 exclusively
Answer & Solution
Correct answer: A. FAIL the SPPI test — the conversion feature ties the return to the issuer's equity value, inconsistent with a basic lending arrangement
Para B4.1.16 — the holder of a convertible bond analyses the instrument IN ITS ENTIRETY against SPPI. The conversion right ties returns to the issuer's equity, breaking SPPI. The whole instrument is measured at FVTPL. (Note: Ind AS 109 does NOT permit bifurcation of embedded derivatives in a financial-asset host; the asset is classified in its entirety. Bifurcation is permitted only for non-financial hosts.)
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