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Under Ind AS 109, a financial asset can be subsequently measured at AMORTISED COST only when:

AIts fair value cannot be reliably measured
BIt was acquired before the entity adopted Ind AS
CIt is held within a hold-to-collect business model AND its contractual cash flows are solely payments of principal and interest (SPPI)
DIt is non-derivative and has a fixed maturity date
Answer & Solution
Correct answer: C. It is held within a hold-to-collect business model AND its contractual cash flows are solely payments of principal and interest (SPPI)
Para 4.1.2 — amortised cost requires BOTH conditions: (a) hold-to-collect business model AND (b) SPPI cash flows. FVOCI requires hold-to-collect-AND-sell + SPPI. FVTPL is the residual (or designated, or held-for-trading).
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