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Under Ind AS 115, an entity may NOT need to adjust the transaction price for the time value of money even where there is a gap between performance and payment if:

AThe contract term is exactly equal to the entity's working-capital cycle
BThe expected period between transfer of goods/services and payment is ONE YEAR or less, applying the para 63 practical expedient
CThe customer is an established government entity
DThe contract value is below the entity's materiality threshold for individual contracts
Answer & Solution
Correct answer: B. The expected period between transfer of goods/services and payment is ONE YEAR or less, applying the para 63 practical expedient
Para 63 of Ind AS 115 is the one-year practical expedient: an entity need not adjust for a significant financing component if the period between transfer and customer payment is expected to be ONE YEAR or less. This is a policy choice — applied consistently — not contract-by-contract or customer-by-customer.
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