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In which situation may a surety be liable even though the principal debtor is not?

AWhen the principal debtor is a minor, is insolvent, or the debt is time-barred
BWhen the guarantee is oral
CWhen the creditor waives the debt
DNever
Answer & Solution
Correct answer: A. When the principal debtor is a minor, is insolvent, or the debt is time-barred
Because the surety's undertaking can stand independently, he may be liable where the principal debtor is incompetent (minor), is adjudged insolvent, or the debt has become time-barred.
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