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Over 5 years, a bank account earned $2,400 of simple interest at a rate of 5%. How much had been deposited in the account?

A$8,600
B$12,000
C$9,600
D$9,000
Answer & Solution
Correct answer: C. $9,600
1. Use the simple interest formula I = Prt with I = 2,400 dollars, r = 0.05, and t = 5 years. 2. Substitute: 2,400 = P x 0.05 x 5. 3. Multiply the knowns: 2,400 = 0.25P. 4. Divide both sides by 0.25: P = 2,400 / 0.25 = 9,600. 5. So the principal deposited was $9,600. 6. $12,000 comes from using only one year of interest (2,400 / 0.05 divided by nothing but a slip), and $9,000 is a rounding guess. 7. Check: 9,600 x 0.05 x 5 = 2,400 dollars, which matches the interest earned. _Source: OpenStax Prealgebra (CC BY 4.0), Ch 6 "Percents", section 6.4 Solve Simple Interest Applications_
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