Article 44 of the Schedule deals with suits on insurance policies. Which combination correctly states the limitation period and the trigger event for a suit on a life-insurance policy where the sum insured is payable after proof of the death has been given?

1. **Article 44(a)** of the Schedule covers a suit '**on a policy of insurance when the sum insured is payable after proof of the death has been given to or received by the insurers**'. 2. The period of limitation is **THREE YEARS**. 3. The time from which the period begins to run is '**the date of the death of the deceased — or, where the claim on the policy is denied, either partly or wholly, the date of such denial**'. 4. Article 44(b) covers a similar suit where the sum insured is payable after proof of the loss has been given — also 3 years, but trigger is 'the date of the occurrence causing the loss, or, where the claim is denied, the date of such denial'. _Source: ICSI CS Executive — Lesson 7, Annexure Article 44, p. 162._