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Equipment costing $5,000 is bought with a $1,000 cash down payment and a $4,000 loan. What is the correct journal entry?

ADebit Equipment $1,000; credit Note Payable $4,000
BDebit Cash $1,000 and debit Note Payable $4,000; credit Equipment $5,000
CDebit Equipment $5,000; credit Cash $5,000
DDebit Equipment $5,000; credit Cash $1,000 and credit Note Payable $4,000
Answer & Solution
Correct answer: D. Debit Equipment $5,000; credit Cash $1,000 and credit Note Payable $4,000
1. The asset Equipment increases by its full $5,000 cost, so it is debited $5,000. 2. Cash decreases by the $1,000 down payment, so Cash is credited $1,000. 3. A Note Payable liability of $4,000 is created, so it is credited $4,000. 4. Total credits $1,000 + $4,000 equal the $5,000 debit, satisfying the rule that debits equal credits. 5. Option B reverses the entry; option C ignores the loan; option D records the wrong asset amount. 6. Therefore option A is correct. _Source: Jonick, Principles of Financial Accounting (CC BY-SA 4.0), §1.5.4 "Balance Sheet Account Transactions", p.38_
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