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Under Ind AS 101, an entity's CLASSIFICATION of financial assets under Ind AS 109 (amortised cost vs FVOCI vs FVTPL) at the date of transition is based on:

AThe features of the financial asset at the date of TRANSITION to Ind AS — an exception to the general Ind AS 109 rule that classification is done at initial recognition
BThe features of the financial asset at the original date of initial recognition (retrospectively)
CWhichever classification was used under previous GAAP, carried forward
DAn accounting-policy choice elected by the entity for the transition period
Answer & Solution
Correct answer: A. The features of the financial asset at the date of TRANSITION to Ind AS — an exception to the general Ind AS 109 rule that classification is done at initial recognition
Mandatory exception — Ind AS 109 normally classifies financial assets based on features (SPPI + business model) at INITIAL RECOGNITION. Ind AS 101 modifies this by requiring assessment at the DATE OF TRANSITION (because the entity may not have the historical information). If the modified-TVM feature or prepayment-FV is impracticable to assess at transition, the entity can ignore those features for the SPPI test (with disclosure).
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