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Under Ind AS 109, the change in fair value of a NON-FINANCIAL ASSET is considered "specific to a party to the contract" (and therefore the contract is NOT a derivative) when:

AThe non-financial asset has a fair value that fluctuates with a global commodity index
BThe non-financial variable is denominated in the entity's functional currency
CThe contract is between unrelated parties at arm's length
DThe fair value reflects not only market prices for such assets but also the condition of the specific non-financial asset held by a party (e.g., an asset's residual value or a fire-damage event)
Answer & Solution
Correct answer: D. The fair value reflects not only market prices for such assets but also the condition of the specific non-financial asset held by a party (e.g., an asset's residual value or a fire-damage event)
Para BA.5 — a non-financial variable is specific to a party when it depends on the CONDITION of the specific non-financial asset held by that party, not just on market prices. Examples: residual value of an asset that changes due to its physical condition; a fire damaging the party's asset. Indices like earthquake-loss indices or temperature indices for a region are NOT party-specific because they aren't tied to the specific asset held. If a variable IS party-specific, the contract does not qualify as a derivative.
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